Howe Insurance Services
HIS specializes in Final Expense Life Insurance. We represent many different insurance companies
which enables us to satisfy the need for Final Expense Life Insurance for almost any Senior Citizen
in the United States. In 2013 we celebrated our Thirty-Second Anniversary.
Don Howe, CLU, ChFC is the Founder and CEO of Howe Insurance Services. Don is a Vietnam era
veteran, having spent four years in the United States Air Force from 1972 to 1976.
He’s been a licensed insurance agent for more than 35 years, and he’s won numerous awards and honors for helping Senior Citizens provide for their funeral and final expenses.
Don and his wife, Vickie, have been happily married for 37 years, and they have ten children and 12 grandchildren.
Tim Howe is the President and COO of Howe Insurance Services, began his career in the
insurance business in 1995. Tim has worked in both the Marketing Division and in the Home Office. While
the Marketing Division of HIS, Tim won numerous awards for his ability to match the right life insurance
program with the right client. As President and COO, his responsibilities include overseeing the Office
Personnel, recruitment, and managing the proprietary National Agent Training Program. Tim designed our
successful agents' mentoring and team leader program. Tim serves his local community by being a
member of his church. Tim married his beautiful wife, Meagan, in 2006 and they currently have three
Scott Berninger earned a Bachelor of Science in Computer Science at Arizona State
University in 1995. He then spent seven years in the technical industry as a Software Engineer. In 2005
Scott came on board with Howe Insurance Services where he works in art and design production, payroll,
procedural development and office automation. Scott married his beautiful bride, Ruth, in December,
They are blessed with four children. Scott enjoys gardening and graphic designing.
Helena Howe joined the HIS team in 2000. Helena embodies the "esprit de corps" for
Howe Insurance Services is known. Helena works in the Public Relations Department, manages the Supply
Department, and assists in the National Agent Training Program. As new agents come on board with HIS,
sets up their business cards, web site access and email accounts. She continues agent support once they
out in the field with the goal of making each agent successful. Helena enjoys cooking and international
Logan Howe has been with Howe Insurance Services since 1999. He has experience in both
Marketing Division of HIS and as Home Office Staff. Because of his time in the Marketing Division, Logan
is also very effective in agent support and development. He is head of the Creative Designs Department
and does the layout for Brochures and Graphics. Logan enjoys flying, photography and horticulture.
Vickie Howe - Events Coordinator
Jeremiah Winsley - IT Team
Lisa Langley - Supply Department
Denise Liston - Business Coach
Elaine Davis - Accounting
Jon Davis - Accounting
Karen Weidner - Business Coach